How I save $110 a month on TV (Includes Review of Sling TV).

About 2 years ago, my cable+internet bill had reached $180.  I was fed up with the cost.  I really only watch TV to watch news and sports.  Being a sports fan (mainly college football), I had ESPN, ESPN2, and ESPNU.  After calling the cable company and not having any options to lower my bill, I decided to look at other options.  I came across Sling TV, which is a streaming service that offers the ESPN channels.

I signed up for the free preview and decided to make the switch.  My Sling + Internet bill is now a total of $70, a savings of $110 per month.

A Funny Thing Happened when I Called to Cancel Cable TV

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My Biggest Investment Mistake and Why I don’t buy Individual Stocks!



We are all human and err from time to time.  The key is to learn from the experience and not make the same mistake again.  I will discuss my biggest investing mistake and what I have learned from it.

We have all seen the investing advice:  buying this stock will make you rich, and this stock will set you up with a long term dividend income streamWhen I started investing, I listened to this advice….and I paid for it, literally!

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End of July 2017: Goals and Progress Tracking

One of the reasons I created this site was to share my journey and to give myself accountability by sharing results.

When you are on a journey, it is important to know where you are and where you are going.  If you are on a trek, there are tools you can use such as a GPS device or a map (or both!).

For personal finance, it is about setting personal goals and tracking progress.  If you don’t set a goal, then you are just wandering around, directionless.

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My experience buying a $2500 house

I bought a house for $2500 a few years back at the tail end of the real estate downturn.  I was surprised (as I’m sure you are!) when I found it available.  I bought it directly through the county office, as the previous owner did not pay their taxes.  When you buy a property like this, you don’t know what you are really buying until you own it as you can’t go inside.  When I bought it, I was wondering if I made the right decision.

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Recent Purchase – How I bought into 500+ Dividend and Dividend Growth Companies

From my recent post on midyear goals, I stated that I wanted to direct contributions into more dividend and dividend growth stocks.  By wanting to increase my passive income, I am directing a higher percent of my monthly contributions towards dividend stocks.  In this post, I will discuss my approach.

How did I buy into 500+ Dividend and Dividend Growth Companies?

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Motivation – Wealthy people do not concern themselves with those issues…

I am always looking for opportunities.  Using a saved Zillow search,  I came across a townhouse near the coast that caught my attention (not ocean front…I can’t afford that!).  It had a good location, good  rental history, and a reasonable price.

I contacted the listing agent to get more info including getting info on the townhome HOA/Regime fees, taxes/insurance, and about any special hurricane insurance needs.  I received an unusual response:

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Dividend Growth vs. Total Return Strategy (Decisions, Decisions, Decisions)

So here I am again, working to determine the investment strategy I want to follow to hopefully lead me to a path of financial independence.  This post will tackle something that I have wondered… Which strategy is better?  Dividend Growth or Total Returns?  I know there are a lot of passionate bloggers for each approach.  This post will explore my thoughts and an analysis to help me think about it.

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