About 2 years ago, my cable+internet bill had reached $180. I was fed up with the cost. I really only watch TV to watch news and sports. Being a sports fan (mainly college football), I had ESPN, ESPN2, and ESPNU. After calling the cable company and not having any options to lower my bill, I decided to look at other options. I came across Sling TV, which is a streaming service that offers the ESPN channels.
I signed up for the free preview and decided to make the switch. My Sling + Internet bill is now a total of $70, a savings of $110 per month.
A Funny Thing Happened when I Called to Cancel Cable TV
Continue reading “How I save $110 a month on TV (Includes Review of Sling TV).”
We are all human and err from time to time. The key is to learn from the experience and not make the same mistake again. I will discuss my biggest investing mistake and what I have learned from it.
We have all seen the investing advice: buying this stock will make you rich, and this stock will set you up with a long term dividend income stream. When I started investing, I listened to this advice….and I paid for it, literally!
Continue reading “My Biggest Investment Mistake and Why I don’t buy Individual Stocks!”
One of the reasons I created this site was to share my journey and to give myself accountability by sharing results.
When you are on a journey, it is important to know where you are and where you are going. If you are on a trek, there are tools you can use such as a GPS device or a map (or both!).
For personal finance, it is about setting personal goals and tracking progress. If you don’t set a goal, then you are just wandering around, directionless.
Continue reading “End of July 2017: Goals and Progress Tracking”
I have mentioned in a previous post that real estate is not passive. Here is another example.
Someone stole the HVAC unit!
Continue reading “Rental Problems! Stolen AC Unit and Building an AC Cage”
I bought a house for $2500 a few years back at the tail end of the real estate downturn. I was surprised (as I’m sure you are!) when I found it available. I bought it directly through the county office, as the previous owner did not pay their taxes. When you buy a property like this, you don’t know what you are really buying until you own it as you can’t go inside. When I bought it, I was wondering if I made the right decision.
Continue reading “My experience buying a $2500 house”
From my recent post on midyear goals, I stated that I wanted to direct contributions into more dividend and dividend growth stocks. By wanting to increase my passive income, I am directing a higher percent of my monthly contributions towards dividend stocks. In this post, I will discuss my approach.
How did I buy into 500+ Dividend and Dividend Growth Companies?
Continue reading “Recent Purchase – How I bought into 500+ Dividend and Dividend Growth Companies”
Now Independence Day (4th of July) has now come and gone. It is a good time to reflect on the history of the country, including the sacrifices veterans have made for our freedom.
It is also a good time to reflect on the the first half of the year and to set 2nd half goals.
Continue reading “2017 Mid Year Reflections and 2nd Half Goals”
I admit I am a frugal person. One of the ways I am frugal is that I cut my own hair. Yes, I admit it…and you did read that correctly….I cut my own hair. This started when I was in college and had to make the choice between pizza or paying for a haircut. The pizza won out!
Continue reading “Want to cut your budget? Cut your own hair!”
I am always looking for opportunities. Using a saved Zillow search, I came across a townhouse near the coast that caught my attention (not ocean front…I can’t afford that!). It had a good location, good rental history, and a reasonable price.
I contacted the listing agent to get more info including getting info on the townhome HOA/Regime fees, taxes/insurance, and about any special hurricane insurance needs. I received an unusual response:
Continue reading “Motivation – Wealthy people do not concern themselves with those issues…”
So here I am again, working to determine the investment strategy I want to follow to hopefully lead me to a path of financial independence. This post will tackle something that I have wondered… Which strategy is better? Dividend Growth or Total Returns? I know there are a lot of passionate bloggers for each approach. This post will explore my thoughts and an analysis to help me think about it.
Continue reading “Dividend Growth vs. Total Return Strategy (Decisions, Decisions, Decisions)”