Cold Shower! Replacing a Water Heater (includes expected $ saved)

There is almost no worse feeling than taking a shower with no hot water!  I recently had this happen to me on a Saturday.  I went to check on the water heater and noticed water coming out of the top access panel (not good!).   That is not supposed to happen!   I had previously changed out the bottom heating element for the unit, but this was obviously a bigger issue.  After 16 years of use, it was due to be replaced.

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My Biggest Investment Mistake and Why I don’t buy Individual Stocks!



We are all human and err from time to time.  The key is to learn from the experience and not make the same mistake again.  I will discuss my biggest investing mistake and what I have learned from it.

We have all seen the investing advice:  buying this stock will make you rich, and this stock will set you up with a long term dividend income streamWhen I started investing, I listened to this advice….and I paid for it, literally!

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End of July 2017: Goals and Progress Tracking

One of the reasons I created this site was to share my journey and to give myself accountability by sharing results.

When you are on a journey, it is important to know where you are and where you are going.  If you are on a trek, there are tools you can use such as a GPS device or a map (or both!).

For personal finance, it is about setting personal goals and tracking progress.  If you don’t set a goal, then you are just wandering around, directionless.

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Should I use Dividend Growth Investing? (Decisions, Decisions)

I am continuously working to adjust my investing style.  I wanted to have a post to investigate Dividend Growth Investing.

There are a number of very interesting blogs of dividend investors (ex:  Mr. Free at 33, Dividend Growth Investor). and there are other viewpoints (ex:  Financial Samurai)

Let’s explore….

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