Congrats to the Class of 2017! I hope you find have found jobs that will be challenging and will lead to a long career in your chosen area.
This post explores the likely progression of your salary over time.
According to a Time article, the average starting salary for a 2017 college graduate is $49,785 and for engineers it is $63,036.
Let’s look at a simulation to see how your Salary will likely grow by your age.
Continue reading “Simulation: 2017 Grads Avg Salary by Year for Career”
One of my favorite restaurants is Chipotle, and it is one of the favorite restaurants of Millennials.
I always try to figure out the best deal when I go to a restaurant, and there is a good way to enjoy Chipotle and not break the bank.
Here is my method:
Continue reading “How to stretch your dollar at Chipotle!”
I am continuously working to adjust my investing style. I wanted to have a post to investigate Dividend Growth Investing.
There are a number of very interesting blogs of dividend investors (ex: Mr. Free at 33, Dividend Growth Investor). and there are other viewpoints (ex: Financial Samurai)
Continue reading “Should I use Dividend Growth Investing? (Decisions, Decisions)”
There are a number of potential ways to generate income, including a job working for someone, working for yourself, investing in real estate, investing in the stock market, side hustles, peer to peer lending….. You get the picture.
My definition of Passive Income is money that makes itself, without any effort required. It is truly having your money work for you.
Continue reading “What really is passive income? (Real Estate and Boxing don’t mix!)”
I am at a phase where I would like to start to increase passive income to get to a point where I can live off of it. This will take years and good planning. I have not focused on passive income up to now, and I will be exploring several options to increase passive income.
Today: The S&P 500 Dividends
Since graduating college, I have saved a little each month in a Vanguard S&P 500 Index fund. I took a finance class, and the professor recommended to save in a S&P 500 Index fund before venturing into individual stocks or other investments. He was a wise man and I appreciated the advice he passed on.
Are S&P 500 Dividends a good source of passive investment?
Continue reading “S&P 500 Dividends for Passive Income? (Decisions, Decisions, Decisions)”
If you are like me, I’m sure you have a lot of questions about Personal Finance. Here are a number of the questions I have had. I will briefly share my thoughts about these topics in this post.
- Should I even save or invest at all?
- Should I invest in a 401k? Pre-tax 401k or Roth 401k? How much should I contribute?
- Should I invest in a Roth IRA? Should I invest in a Traditional IRA?
- Should I invest in taxable accounts?
- Should I invest in Individual Stocks, ETFs, or Mutual Funds?
- Should I listen to the advice I am given?
Continue reading “Personal Finance is Confusing!”
One of my favorite places to visit and relax is Sea Pines Resort on Hilton Head Island, SC. It is on the coast between Savannah, GA, and Charleston, SC.
What makes Sea Pines Magical?
There are a number of things that make Sea Pines magical, including:
- Natural beauty. The community was designed with nature in mind, resulting in a lush paradise of coastal plants and animals. The villas and homes are designed to show off the natural beauty of the landscape.
Continue reading “Sea Pines Resort, Hilton Head Island – A Magic Place”
Who am I? I am a college educated working professional. By some definitions I am an older Millennial. The term Millennial has a negative connotation to some people, but why not embrace it?
Why am I here? To share information and learn. Life is a journey with decisions, and personal finance is important in the journey.
The future? How could I see this sunset every night if I wanted? This is my journey towards financial independence. I will details my thoughts and findings. Please read and comment!